GASHI AHMETI, Hana, and Besnik FETAI. “Determinants of Financing Obstacles of SMEs in Western Balkans”. Management Dynamics in the Knowledge Economy 9, no. 3 (September 28, 2021): 331–344. Accessed May 2, 2024. https://www.managementdynamics.ro/index.php/journal/article/view/424.